Thumb National Bank and Trust Company

ID Theft Protection & Additional Benefits

Introducing our proactive approach to protect our customers from identity theft that also includes; buyer’s protection and extended warranty, cell phone protection, accidental death & dismemberment insurance, shopping rewards, travel and leisure discounts, and family health discounts!

An estimated 17.6 million people, or about 7 percent of U.S. residents age 16 or older, were victims of at least one incident of identity theft in 2014, according to the Bureau of Justice Statistics (BJS).*  We don’t want you to become one.

Recouping losses and clearing your credit will take time and money if you are a victim of identity theft. As your trusted financial partner, your identity protection is our highest priority. We already have procedures in place to detect warning signs of identity theft, such as unusual account activity, and we take immediate action and the appropriate steps to prevent and mitigate any potential identity theft event. But now, we are doing MORE.

TNB customers with our Secure Checking accounts will receive the following identity theft protection powered by IDProtect®** for a low monthly service fee**** of $5.95. This fee will be deducted from your Secure Checking® account each month and will apply to coverage for the current month.

Make Sure to Get the Full Benefit

  • Coverage for you, your family, and joint account holders.
  • Identity Theft Expense Reimbursement Coverage - Receive up to $10,000 to help pay expenses, clear your name and repair damaged credit, should you become the victim of identity theft.*****
  • Comprehensive identity theft resolution services at 1-866-210-0361 –Should you suffer identity theft, your very own IDProtect® fraud resolution specialist will help you every step of the way until your credit and identity are completely restored.
  • Debit and credit card registration. – Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards.
  • 3-in-1 Credit Monitoring - daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and TransUnion credit reports.
  • 3-in-1 Credit Report – Request a free, updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score. (Registration/activation required)
  • Total Identity Monitoring - continuous monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many others. If your risk is rated at medium or high, you will be notified of the possible breach. (Registration/activation required)
  • Cellular Telephone Protection:*****  Eligible account holders receive up to $300 of Cell Phone Coverage to reimburse the cost of replacing or repairing your eligible cell phones, including the primary line and up to two additional lines. This valuable protection covers you whether you are at home or abroad. To receive this Cellular Telephone Protection, you must pay your monthly mobile phone bill from your eligible TNB Secure Checking®account..
  • Buyers Protection and Extended Warranty – Buyers protection covers items for 90 days from the date of purchase against accidental breakage, fire, loss or theft, while the Extended Warranty extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years.
  • Accidental Death & Dismemberment Insurance –  Receive up to $10,000 of 24 hour Accidental Death and Dismemberment Insurance.******
  • $hopping Rewards gives you access to exclusive offers and discounts at thousands of leading online retailers. When you shop online using the customized shopping portal you can also receive cash back on your purchases. Cash back will be held in your $hopping Rewards™ account to use towards future purchases – or conveniently sent to you as a check. (Registration/activation required)
  • Family Health Discounts – Discounts available for prescriptions, dental and vision exams and products at participating providers. This is NOT insurance. (Registration/enrollment required)
  • Travel and Leisure Discounts – Redeem and print coupons online and access discounts from your mobile device.  Local and national discounts such as: hotels, restaurants, rental car, museums, florist, sporting events, dry cleaners and more. (Registration/enrollment required)
  • Online identity theft news center and valuable phone and web resources.

Go Ahead and Compare

Compare these features to ANY program in the marketplace! We think you'll be impressed!

 

* Bureau of Justice Statistics, September 2015.

** IDProtect® service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members.  The service is available to non-publicly traded businesses and their business owners(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners.) Service is not available to a “signer” on the account who is not an account owner.  Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students.  For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members.  For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

*** Family includes spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

**** Service charge will be deducted from your account by Thumb National Bank and Trust Co. and will apply to coverage for the current month.

***** Identity Theft Expense Reimbursement Coverage and Cellular Telephone Protection are not a deposit, are not FDIC insured, are not insured by any federal governmental agency, are not guaranteed by Thumb National Bank or any bank affiliate. The description of the Cellular Telephone Coverage is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to Guide to Benefits for terms, conditions, and exclusions of coverage.

******Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described.  Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate on insurance.
Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.